Success Inspiration

10/10/09



Oprah Winfrey

Oprah Winfrey is the popular women in the world who born in Kosciusko, Mississippi, January 29 1954.Oprah Winfrey was reared by her grandmother on a farm where she "began her broadcasting career" by learning to read aloud and perform recitations at the age of three. From age six to 13, she lived in Milwaukee with her mother. After suffering abuse and molestation, she ran away and was sent to a juvenile detention home at the age of 13, only to be denied admission because all the beds were filled. As a last resort, she was sent to Nashville to live under her father's strict discipline. Vernon Winfrey saw to it that his daughter met a midnight curfew, and he required her to read a book and write a book report each week. "As strict as he was," says Oprah, "he had some concerns about me making the best of my life, and would not accept anything less than what he thought was my best."

Oprah Winfrey's broadcasting career began at age 17, when she was hired by WVOL radio in Nashville, and two years later signed on with WTVF-TV in Nashville as a reporter/anchor. She attended Tennessee State University, where she majored in Speech Communications and Performing Arts.

In 1976, she moved to Baltimore to join WJZ-TV news as a co-anchor, and in 1978 discovered her talent for hosting talk shows when she became co-host of WJZ-TV's "People Are Talking," while continuing to serve as anchor and news reporter.

In January 1984, she came to Chicago to host WLS-TV's "AM Chicago," a faltering local talk show. In less than a year, she turned "AM Chicago" into the hottest show in town. The format was soon expanded to one hour, and in September 1985 it was renamed "The Oprah Winfrey Show."

Seen nationally since September 8, 1986, "The Oprah Winfrey Show" became the number one talk show in national syndication in less than a year. In June 1987, in its first year of eligibility, "The Oprah Winfrey Show" received three Daytime Emmy Awards in the categories of Outstanding Host, Outstanding Talk/Service Program and Outstanding Direction. In June 1988, "The Oprah Winfrey Show" received its second consecutive Daytime Emmy Award as Outstanding Talk/Service Program, and she herself received the International Radio and Television Society's "Broadcaster of the Year" Award. She was the youngest person and only the fifth woman ever to receive the honor in IRTS's 25-year history.

Before America fell in love with Oprah Winfrey the talk show host, she captured the nation's attention with her poignant portrayal of Sofia in Steven Spielberg's 1985 adaptation of Alice Walker's novel, The Color Purple. Winfrey's performance earned her nominations for an Oscar and Golden Globe Award in the category of Best Supporting Actress. Critics again lauded her performance in Native Son, a movie adaptation of Richard Wright's classic 1940 novel.

Her love of acting and her desire to bring quality entertainment projects into production prompted her to form her own production company, HARPO Productions, Inc., in 1986. Today, HARPO is a formidable force in film and television production. Based in Chicago, HARPO Entertainment Group includes HARPO Productions, Inc., HARPO Films and HARPO Video, Inc. In October, 1988, HARPO Productions, Inc. acquired ownership and all production responsibilities for "The Oprah Winfrey Show" from Capitol Cities/ABC, making Oprah Winfrey the first woman in history to own and produce her own talk show. The following year, HARPO produced it first television miniseries, the The Women of Brewster Place, with Oprah Winfrey as star and Executive Producer. It has been followed by the TV movies There Are No Children Here (1993), and Before Women Had Wings(1997), which she both produced and appeared in. In 1998, she starred in the feature film Beloved, from the book by the Nobel Prize-winning American author Toni Morrison.

In 1991, motivated in part by her own memories of childhood abuse, she initiated a campaign to establish a national database of convicted child abusers, and testified before a U.S. Senate Judiciary Committee on behalf of a National Child Protection Act. President Clinton signed the "Oprah Bill" into law in 1993, establishing the national database she had sought, which is now available to law enforcement agencies and concerned parties across the country.

Oprah Winfrey was named one of the 100 Most Influential People of the 20th Century by Time magazine, and in 1998 received a Lifetime Achievement Award from the National Academy of Television Arts and Sciences. Her influence extended to the publishing industry when she began her on-air book club. Oprah Book Club selections became instant bestsellers, and in 1999 she received the National Book Foundation's 50th anniversary gold medal for her service to books and authors.

She is one of the partners in Oxygen Media, Inc., a cable channel and interactive network presenting programming designed primarily for women. In 2000, Oprah's Angel Network began presenting a $100,000 "Use Your Life Award" to people who are using their lives to improve the lives of others. When Forbes magazine published its list of America's billionaires for the year 2003, it disclosed that Oprah Winfrey was the first African-American woman to become a billionaire.


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Make Business Idea From Yourself

Do you always loking for business? Spend any time looking for businesses on the internet and you will likely be overwhelmed by all of the available opportunities. Looking to invest in a small franchise opportunity? You can do that. Looking to start an online business? Yes, those opportunities are a dime a dozen. Just looking for some extra money and want to stay home typing or filling out surveys? You can do that too. You might even be under the impression you can do no work at all and still have money pouring in, given all the hype with some opportunities! If you're looking for a true business enterprise though you may have trouble screening through the many different options. This overview will provide some basic principles on assessing your choices for finding the top home business for you.

No matter your interests or areas of expertise, you can likely find a niche to start something or buy into a franchise. Unfortunately, finding something real amidst all of the bogus envelope stuffing opportunities and outright scams can be overwhelming even when you know what to look for. In order to understand what your real options are and what will be a good fit for you and what you really want, start by taking a personal inventory of your strengths, weaknesses and desires. What do you realistically expect to earn? Do you just want some additional income? Want to replace your current income? Are you serious about making a life-changing income but not sure what your options are for finding a top home business or where to start? Do your preparation on the front-end and your time spent will be well rewarded.

Taking the plunge into business ownership is a big move - take time to educate yourself on what's feasible. Be thorough and honest with yourself. If you have certain skills or expertise that you think would be well suited for a business, write them down. Record your experiences and track ideas and challenges. Frequent brainstorming sessions may prove valuable if you can gain new insights to help future success. You don't have to have all of the answers up-front - at this point you don't even know what your options are! - but begin documenting everything so you can track your progress. Begin to think about the ideal business you'd like to have - how much income, what type of people to work with, who you would like as customers, etc. Also start to think about whether you're in a position to start something from scratch or would prefer to invest into a franchise-type business.


After following the suggestions listed above you should have a good idea of your strengths and weaknesses, and a rough concept of what type of enterprise would be good for you. Unless you already have an idea of a specific industry, for example cleaning, food, automotive, etc., you can likely work your business from the comfort of your home via the internet. Not only are home businesses convenient and allow you a flexible schedule, but you can also use things you already have like your current phone and computer, etc. So what constitutes a top home business? Since we all have unique situations, there's not a one-size-fits-all best answer in terms of the perfect home business. The good news though is regardless of what you're looking for, there is probably something out there that's just right for you.

Decide on your "must have" criteria and begin narrowing down potential matches. Ask tough questions and use a critical eye! Want ideas on how to start a home business? Don't allow cheap sales copy to sway your opinion. Any real business will require some amount of upfront investment and ongoing operating expenses. Take time to determine your budget, taking into account expected profits and losses. Are you in a position financially to invest into a fast food franchise? Plan to spend $200K or more and begin to profit after your third year (according to industry averages). Small franchise opportunities are affordable for almost anyone, with a much quicker timeline for turning a profit. If you start your own company without the support system found with most franchises, you may find it helpful to seek qualified help unless you have the necessary business background and expertise to properly start your business.

A top home business for you is waiting for your unique skills and abilities. Make a decision on what you really want, what you have to offer and get started now!

Make business idea from yourself and make sure that what you plan become true next time.

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Search for tips, Running And Finding Business Opportunities in the Internet

10/8/09

Friends of the Internet. You're ready to run the business. If you determine that a business you run, flee run your business.

Why Business?
Business is the only field that allows you to multiply your earnings. Working on other people that you have earnings Stay
Business lets you have a revenue-pleated.

Instead of running your business for others, why do not you try to build your own business and let other people involved to run your business?
If you have been working at this time, start transferring money of sweat to build your business. If you still unemployed, this is the time you face the real world, start building your business while waiting for job work for you. Same waiting job, of course more fun to wait and get the revenue.

If you do not have any view of what the business akan
you run, the site may http://www.personalbisnis.com
you need to visit to obtain information about
internet business such as what you should run.

Indeed, a lot of free information that can be obtained through the internet, but you need time, energy and that does not cost less to collect for. Instead want to economize, it was waste of time, energy and money you earn.
Both sites have provided information ready that have been collected and updated by managers. Supportnya also take a life so very help us to find and develop the business

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Find for Dollar on the Internet

Hello....
I will give you article about five Characteristics of a Professional

1. Take advantage of every opportunity.

By noticing and using every chance that turned up. Opportunity doesn't knock just once. It knocks all the time, though you may not recognize the sound. One technique is to learn from successful people by finding out how they achieved their success.

2. Start by asking questions.

Successful people will share their knowledge and experiences with you if you ask good questions that stimulate their thinking and responses. The quality of the information you receive depends on the quality of your questions. The key to connecting with others is conversation, and the secret of conversation is to ask the right questions. A conversation can lead to a relationship, and a nurtured relationship can produce amazing results
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Profitable Business Investment & Reality may Dollar

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Perwakilan kami beroperasi di seluruh dunia sehingga memberikan kita dengan melihat gambar besar di dunia keuangan. Our representatives operate all over the world so that gives us a look at the big picture in the financial world. Sampai dengan sekarang kami memiliki lebih dari 89 karyawan berkualitas di seluruh dunia. Up to now we have more than 89 qualified employees worldwide.
Kami menginvestasikan dana yang kami terima dari para investor. We invest the funds we received from the investors. Dana yang diinvestasikan ke dalam pertumbuhan tinggi pada semua sekuritas besar pasar saham dunia. Funds are invested into high growth securities on all major world stock markets.


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Finding Dollar with Easy

Are you thinking about opening a dollar store? If so, one of the most challenging parts of the whole process will be finding the right suppliers. While internet searches will present you with a huge assortment of companies claiming to provide the perfect dollar store items, it’s hard to know who you can trust. Then after selecting a company or two, you need to decide on the right dollar store items to sell in your store. But it’s not as easy as that. You need to find the merchandise your customers need and want. Otherwise you’ll end up with a store filled with old, outdated, dusty merchandise that does not sell.

Locating reliable suppliers is not as difficult as you might think. The challenge when first opening a dollar store is the fast turn around time you need after researching, investigating, and registering with the suppliers. There is the time it takes to create an order, submit and pay for that order, and then have it pulled, palletized and shipped to you. For this to happen quickly plan to spend some time every day following up to make sure everything is progressing as needed.


Don’t wait until you have located the suppliers to develop an outline of your first merchandise order. There are core dollar store items that must be ordered no matter what your final decision regarding suppliers. Jot those items down so you will remember them. Add to your list as you come across other items you must carry in your store. If you are having trouble coming up with initial order ideas consider using an experienced consultant to help. One way to do this yourself is to walk through one of two local dollar stores to get an idea what they sell. Use this as your seed list for must have items.

When opening a dollar store don’t allow your desire to open quickly to interfere with completing good due diligence. Thoroughly check out prospective suppliers before ever giving them an order. Be sure you ask others in the industry for their recommendations as well. Whenever possible start with a small order to test suppliers before committing to use them. This may not be possible if your grand opening date is fast approaching. In those cases give the larger orders to companies with rock solid references.

Opening a dollar store can be a very overwhelming experience. On the other hand a little pre-planning goes a long way toward eliminating the stress. Develop a basic initial merchandise order outline to make ordering dollar store items easier and less worrisome. Follow up with suppliers and freight haulers to make sure all the merchandise you need is present and on display for your grand opening event.

To your dollar store success!

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50 Side Businesses You Can Start On Your Own

In the past, I’ve discussed how it’s a good idea to spend your spare time dabbling in entrepreneurship: it fills your time with something that you choose (and thus you enjoy) and sets up a potential long-term revenue stream. I also discussed how I got a side business going myself.

Since then, lots of readers have written to me, asking for ideas on how to start a simple side business. What follows is a list of 50 of those ideas that I’ve collected over the last year or so. Each of these ideas is very simple to start, and most can be done as a sole proprietorship at first (meaning you don’t have to file any legal documents to get started, though you will want to do that if it starts to take off). Most of these can be done at home in your spare time in your spare space, too.

Ready? See if there are any ideas below that fit you well. If you find an idea, seek out a guide on how to get started in that area.

Antique refurbishment This is a perfect side business for people who love antiquing. Take worn-out antiques home with you, invest the time and care needed to transform those old items into something amazing, then resell them at a profit.

Auto detailing Have a meticulous eye for detail and love to get things gleaming clean? Auto detailing is probably a perfect side business for you. In essence, your job is to make cars sparkle inside and out - and many people are quite happy to pay well for this service.


Babysitting Got lots of evenings free? Like kids? Babysitting may be a great side business for you. Keep an eye on multiple children on Friday and Saturday nights and you can earn some solid income.

Bed and breakfast Have some extra space in your home? Turn that extra bedroom into a “bed and breakfast” room. This works particularly well if you have a somewhat older home or live near an area that attracts regular travelers and tourists.

Blogging If you enjoy writing, find a topic you’re passionate about and start a blog on the topic. All you need is a computer, some time, and some energy to consistently write.

Cake decorating Enjoy baking and have a bit of an artistic touch? Learn how to decorate cakes and make them for special events. One of my mother’s old friends does this and makes quite a bit of money on the side.

Candle making Candle making is a great little craft to learn. You can often easily sell the candles at local shops and also through websites like Etsy.com.

Candy making Homemade candies are easier to make than you think and quite popular. Package them in nice little boxes and sell them through a local gift shop.

Card making This is another artistic “crafty” angle you can follow. Make greeting/birthday cards from scratch using your own photographs, some blank cards, and a healthy dose of artistic flair. Again, you san sell items like these through a local gift shop or at sites like etsy.com.

Catering If you love to cook, take the “Blondie” route and start a home catering business. Catering is a business that’s perfectly designed to reward those who plan well and can often fit perfectly into weekends, lining up wonderfully opposite a normal workweek.

Childcare service Many states allow people to start up in-home daycares with minimal licensing and paperwork. If you love children and have plenty of time and space at home, this is a perfect business to get into.

Cleaning services for businesses Many businesses and civic institutions have a need for individuals who will provide cleaning services at a low cost outside of business hours. This is a great side business for those who can put in a few hours late at night or on weekends.

Collectible trading If there’s a particular type of collectible that you know a great deal about, you can often make good money as a collectible trader, utilizing tools like eBay and opportunities to find those collectibles in the community. I had some success with this myself with both trading cards and video games in the past.

Computer troubleshooting I had some success with this in the past, though I’ve largely moved away from it now. If you have a knack for fixing computers, this is a good place to start.

Consignment buyer Consignment shops and consignment auctions are often loaded with good deals if you know how to identify them - quite often, you can turn these good deals around and make a nice profit elsewhere. Get started by visiting some consignment shops and critically evaluating the prices on the items there.

Cookie making Much like candy making, homemade cookies can be a great seller. Bake the cookies, package them well, and resell them through a local gift shop. Often, you can find people in your social network who will buy batches from you for special occasions.

Dinner preparer I recently met a woman who earned quite a bit of money as a very part-time chef. Once a week, she would go to someone’s house and prepare a homemade meal for their family, then do all the dishes and cleanup work. This gives the family plenty of together time, while earning the lady some cash in the pocket. If you love to cook, this can be a great opportunity, but you may have to put a lot of work into searching for clients.

Event coordinator Events like family reunions and large parties are often full of busywork that many people simply don’t want to tackle. That can be the perfect place for you to step in and take charge of the planning and coordination.

Event DJing Are you an audiophile? If you have a great sound system and a large selection of music, you’ve already got what you need to hire yourself out as a DJ for various events and receptions. This is a great way to fill an afternoon and evening while also earning some cash in the process.

Exercise teacher Many gymnasiums will trade membership and often a bit more for a person willing and able to teach an exercise class. If you’re in good shape, this is a great opportunity to earn some extra money, plus it can often lead to additional income with one-on-one teaching opportunities.

Furniture making If you’re adept at woodworking and have just a bit of basic equipment, it’s easy to get into business making deck furniture. It only requires a few items - a saw, a drill, a sander - and some creativity and passion for working with wood.

Garage sale management One person I know holds a garage sale at their house almost every weekend during the summer. As a result, that person has a lot of regular customers who stop by almost every weekend to see what’s on sale. That person then goes to neighbors and friends and offers to sell their stuff at that yard sale for them, splitting the proceeds. People are usually happy to do this, since they don’t have to go to all of the work of running a yard sale, but still get rid of unwanted items and earn a bit of money, too.

Gardening services I’ve actually had requests from others for people willing to do this, so the demand is out there. To put it simply, some people are willing to pay others to get a vegetable or flower garden started for them in their yard so they can have access to ultra-fresh produce without all the legwork.

Handy man services Skilled at basic home repair? Let people know that they can call you for little repair jobs, like basic plumbing and other things. You’d be amazed at the simple things people are willing to pay others to help them with.

Housecleaning Many people simply don’t enjoy cleaning their homes and are willing to pay a reasonable price to have someone do the work for them. This is a great way to earn extra money in a flexible way, particularly if you have time off during the workweek.

Interior decorating Fascinated by interior design? Have a huge collection of interior design materials around? Many people are quite happy to hire individuals to help them decorate their home - I know, for one, that I have no eye for this type of thing.

Jewelry making If you have a good eye for detail work and a lot of patience, homemade jewelry can be quite profitable. As with other items on this list, there are many opportunities to sell such items through local gift shops or at sites like etsy.

Knitting / crocheting / quilting Skilled at creating blankets and sweaters? There’s a huge market for these types of items - even better, you can usually make them in your spare time whenever you have it. As always, local shops and places like etsy are great places to go to sell such items.

Landscaping services Willing to mow lawns and trim bushes and trees? Many people are quite happy to pay for such services. Not only is this a great side business for a fit adult, it’s also a great way for a teenager to get a small business started.

Meal-to-go preparations Remember my earlier post about breakfast burritos? Making meals in advance is a great way to save money for yourself - but you can often prepare these for others as well and sell them for a markup. Prepare eight casseroles, for example, then sell six of them to cover your costs, and you’ve got two free dinners for your family (and maybe a bit more). You can grow this by taking orders from others and finding out what they like.

Online media consultant Like participating on messageboards, Facebook, Twitter, and so on? Become an online media consultant and help people promote things. Start small - help local businesses get a presence on Facebook and set them up with Twitter. From there, you can grow to whatever works for you.

Personal shopping Many very busy people and elderly people are willing to pay a fee for people to do their shopping for them. Simply retrieve a shopping list from them, return with the receipt, and accept payment for the purchased items (plus a little fee). You can often do this in conjunction with your own shopping trip if you’re well-organized (take two carts!).

Pet grooming Many people loathe bathing their pets and trimming their hair - I know I do. Pet groomers perform these tasks for a small fee - a perfect job for a person who loves dogs and cats.

Pet sitting When people go on trips, they’re often concerned as to what will happen with their pets. That’s where you step in - offer yourself as a safe place to leave their pets, or be willing to go to their home to take care of their pets.

Pet walking Many busy people leave their pets home all day, but realize that those pets really could use a vigorous walk (and an opportunity to relieve themselves) during the day. Pet walking is a great opportunity for exercise, fresh air, and some pocket money if you have free time during each day.

Pet yard waste cleanup For many people in suburban areas, cleaning up pet yard waste is a real hassle - it’s disgusting, for one. Instead of cleaning it up themselves, they might hire someone to do it regularly, two to three times a week. There are several such services in our area, actually.

Produce selling Like to grow vegetables? Focus in on one vegetable and sell the excess to grocery stores and at farmers’ markets. My father does this with tomatoes and earns some solid extra money during the summer months. You can do really well, though, if you can grow things inside during the winter - February fresh tomatoes can sell quite well.

Proofreading Have strong English skills and exceptional grammar? You may have opportunities to work as a proofreader from home. Advertising for this can be difficult - seek out those who might actually be able to use your services and advertise directly to them.

Public speaking If you’re the type of person who can get the attention of a room easily, public speaking might be for you. Take advantage of every public speaking opportunity you can and you’ll be surprised at the opportunities that make themselves available for you.

Scrapbook making Many people dream of having beautiful scrapbooks. They collect all the materials they want in the scrapbooks but never follow through on the actual creation. You can step in here - take their ideas and materials and assemble a scrapbook for them.

Senior citizen assistance Many elderly people need assistance with a wide variety of simple household tasks - cleaning, laundry, and so forth. Many children of elderly people are quite willing to hire someone to help out their parents.

Sewing and alterations My wife is quite handy with a sewing machine and often hems and modifies our children’s clothes. She could easily take this a step further and offer her services to others, doing basic garment repair and modification for a small price on lazy evenings.

Soap making Making amazing homemade soaps isn’t as hard as you might think - it just takes time and patience. Again, items like these can easily be sold via local gift shops and through websites like etsy.

Teaching music If you know how to play an instrument (particularly the piano or the guitar) and have patience, you’ve got what you need to teach others how to play. Offer lessons in that instrument to others - this can also be an excellent thing to barter with, too.

Toy making From simple things like sock monkeys to more elaborate things like handcrafted chess sets, many people are willing to pay good money for handcrafted toys that you can easily make at home in your spare time. Again, gift shops are the place to go with items like these.

Tutoring Did you major in a particular topic in college? Do you have patience with children? You likely have what you need to tutor kids in particular subjects. Seek out parents and let them know that you tutor in a particular subject and provide materials for them to share and phone calls will often trickle in.

Video preparation services Many people like to have videos made for special events, such as weddings, or for gifts. This may mean actually taking the video yourself at a special event, or it may mean simply assembling materials and creating a video from those items. Either way, with a well-equipped PC, some taste, and some patience, you can make quite sophisticated video productions at home.

Virtual assistant Many ultra-busy professionals appreciate having someone who can check and answer their email, organize task lists for them, update their calendars, and so on, with minimal interaction. The best part is that you can provide this service from home with a good internet connection.

Web site design Many small businesses in your community could use a very basic web presence to tell others about their business. Quite often, these businesses don’t have a large budget for such things. That’s where you come in - get a bunch of clients from the local community by beating the pavement, create sites for them, and maintain them for a small fee. Get enough businesses and you have a nice side business of your own that doesn’t require a ton of maintenance time.

Wedding planner If you’re one of those people who can’t help but flip through bridal magazines and think about various wedding arrangements in your daydreams, wedding planning might be the perfect thing for you. A great way to get started is to develop a website on the topic, get to know people online, and offer your services throughout the community.

I’m betting the readers have many, many more ideas along these same lines

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Why One-Budget-Fits-All Doesn’t Work - And Why It’s Difficult to Compare Spending Between People and Families

Whenever I leaf through a personal finance “workbook,” I usually wind up getting frustrated. Such workbooks provide “example budgets” and “recommended percentages” that completely miss the boat on the financial realities of most families. Why? Because almost every family has a different allocation of money within their personal budget.

Take food, for example. Recently, I openly discussed my food budget for a month, which was about $770. This was pretty close to being in line with the cost of a moderate meal plan as defined by the USDA.

In order to reach that dollar amount, I spent more in some areas on average - such as on free range chickens, organic milk, cheeses (such as gruyere), wine, saffron, and so forth - and less in others, such as often buying only flour and making my own bread and breadsticks and rarely eating out.

This has interesting

ramifications all over our budget. Because we eat a healthy diet, we’ve had very low health care costs over the last year. I’ve had one severe cold in the last two years, and my wife hasn’t had any. This has meant our expenses on things like cold medicines, doctor’s visits, and prescriptions has been really low. It has also reduced our entertainment expenses - we have more fun in the kitchen as a family, putting toppings on a homemade pizza or making a frittata, than we do going out to a movie or to Chuck E. Cheese or the like.

Our food choices also tie into our personal beliefs - we are pretty strong believers in eating well-rounded, highly nutritious, and diverse food, and getting our children to eat the same. This goes way beyond feeding them what’s easiest, what’s cheapest, or what’s strictly the healthiest - it’s about feeding them a diverse diet that teaches them to like unusual things and get a wide variety of micronutrients without lots of additives.

In short, every person and every family is different. We have different lives with different values and different beliefs.

Let me give you three more examples to clarify what I’m saying.

I’m friends with several members of the Church of Jesus Christ of Latter-day Saints. Members of this church are expected to tithe ten percent of their income directly to the church, no questions asked. This drastically alters their budget, especially in comparison to secular folks or members of other churches who do not enforce such a strict level of tithing. Right off the bat, comparing the budget of an LDS family bringing in $50,000 a year to the budget of a secular family bringing in $50,000 a year is an unequal comparison.

Demographically, we’re almost identical to our neighbors to the north. We’re a married couple living in rural Iowa with two young children, and our income level from employment activities appears to be pretty close to the same, so you’d expect us to have fairly similar budgets. Not so. They own three vehicles, all of which are newer than either of our vehicles, and two of them are 2006 or later. They place significantly more value in the quality level of their automobiles than we do. They also travel by car more, with almost-routine long driving trips across several states. End result? The “automotive” part of their budget is obviously much higher than ours. What percentage is lower? I don’t know, but that extra spending has to be balanced out in some other aspect of their life.

Alternately, you can look at a completely different situation. I know two people living in a small home on a retirement pension that, along with Social Security, provides more than enough for them to make it. However, one of them has a two-pack-a-day smoking habit and between them and their guests, roughly a twelve pack of beer gets consumed a day at their home. Their “vice” budget in this case is tremendously high, causing the other elements of their budget to face the squeeze.

Not only do families with different demographics and different choices have different budgets, but budget proportions change for everyone when things like energy outpace inflation. Compared to five years ago, almost all of us are spending a significantly larger slice of our pie on gasoline, so using a ready-made budget from 2003 won’t really work, either.

The real solution is to start with what YOU spend. Keep track of your real, honest spending for a month or two, then use that as a basis to figure out where you can trim some spending by making different choices. The routes you take to frugality might be different than someone else - you might trim your food expenses by eating very basic meals at home, while others might choose to save money by setting up a carpool with their friends.

Don’t use someone else’s spending as a model for your own. Just because someone else spends more than you do in an area doesn’t mean it’s somehow okay for you to let all restraint go and bust out the plastic. It merely means they’re making different choices than you and those different choices come from different beliefs, different circumstances, and different goals - three things a budget comparison really can’t show you.

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WAO India, Big Bonus

Hi,Lots of user want to know about our payment base. They think this is a scam. But they are all wrong. All of users everyday erning lots of money from us.

We have two big advertise deal with SKY DEVELOPMENT & DomainOnAir till October, 2010. They paid us $0.15 per click. But till 8000 customer. So may be after 8000 subscriber we have to stop our new user registration section.
Actually before that they promote their site using google adwords. But may be everyone know, adword is very costly. So after 1 month waoindia advertise trial their earning was good and both two company decide to promote their site using our site. thats why till that date we can pay $0.10 per click.

Still for corporate customers our advertise rate is very high. But for small customers we decide to maintain a small rate just for promote our site more. those 500 or 1000 click is not a matter for us.

Also now we have a deal with clicksor and paypal.

We are Global Internet Marketting Sollution Pvt. Ltd,
Head Office : Texas. USA.
Branch Office : Bangalore, India.

Wish You All The Best.

Thanking You

http://waoindia.co.cc

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How to make money from intternet?

Affiliates Sign Up for Free
Honest International Affiliates Who can Read English are Welcome
Affiliates Get Paid for Reading eMails & Clicking PTCs
Get Lots of Commision to Refer Others
Select Interesting eMail Ads to Enjoy Reading
Receive eMails on The Best Products & Opportunities
Big Cash Sign Up Bonus 3500$
Paid Solo Mails 400$ , PTC Ads 100$
All Cash , No Points

250$ Cash Bonus Per Direct Referral
Huge Referral Contest! Take a Look at Stats
8 Ref Levels of Commission Under You:
20%,15%,10%,5%,2%,1%,1%,1%
All Honest & Active Members Will Get Paid
Downlines Are not Necessary for Payout
Payouts Will be Sent with AlertPay, Check, E-Bullion, E-Gold, MoneyBookers,
PayPal, Liberty Reserve, Money Order, Western Union
Free Member Low Minimum Payout 50000$
Active Member Very Easy to Reach
Link2Wealth Member No Payout Limit
Upgrade Here to Earn More & Get Paid Faster

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Join WorldLinx.con under Me and Get the Bonus!

- Membership is FREE.
- Earn up to $1 per referral you recruit
- Get paid to visit advertiser's websites
- Earn up to $0.01 per link clicked
- Earn 5% of your referral's earnings
- Earn 5% of referral's purchases
- Realtime reports of your earnings
- The minimum payout is $10 via PayPal

If you join via my referral link, I will personally give you bonuses (all payments directly to your PayPal/e-gold/Liberty Reserve account):

* $0.1 as join bonus.
* To prevent those who only join to get free $0.1 join bonus, I will pay the join bonus when you have 50 clicks, directly to your PayPal/e-gold/Liberty Reserve account.
* After join, please send me your username you used to register here and your PayPal/Liberty Reserve/e-gold account to me via email topptc@gmail.com.

If you want to WorldLinx.com to under me, KLICK HERE

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Join Earn3.com.net under Me and Get the Bonus!

- Membership is FREE.
- Get paid to visit advertiser's websites.
- Earn up to $0.01 per link clicked
- Earn up to 100% of your referral's earnings
- Realtime reports of your earnings.
- The minimum payout is $10 via AlertPay

How much you can earn? Example:

* You click 10 ads daily: you get $0.1 daily (10 x $0.01)
* 20 of your referrals clicks 10 ads daily each: you get $2 daily (20 x 10 x $0.01)
* Your total daily income = $0.1 + $2 = $2.1
* Your weekly income = 7x$2.1 = $14.7
* Your monthly income = 30 x $2.1 = $63
* The more active referrals you have, the bigger income flow you will have.

If you join via my referral link, I will personally give you bonuses (all payments directly to your PayPal/e-gold/Liberty Reserve account):

* $0.3 as join bonus.
* $0.2 per your 100 clicks.
* Additional $0.5 per your 500 clicks
* Additional $1 per your 1,000 clicks
* To prevent those who only join to get free $0.3 join bonus, I will pay the join bonus when you have 50 clicks, directly to your PayPal/e-gold/Liberty Reserve account.

OR, if you prefer, you may choose 60% profit sharing instead with me: I will pay you 60% of what I earn from you ($0.0060 per click if 1 click worths $0.01), paid AFTER everytime I get the payments from Extra10.com.

* After join, please send me your username you used to register here and your PayPal/Liberty Reserve/e-gold account to me, and the type of bonuses you want, either incentives OR profit sharing via email topptc@gmail.com.

If you want to Extra10.com to under me, please KLICK HERE

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Make money is easy

PTC (Paid to Click) is one of the safest and easiest way to earn money on the net. If you are new to this, please read here to learn more.

Join these programs under me by using my referral link, and I'll pay you right away. I will also continuously pay you for each of 100 clicks you have done. And not only that, for certain programs, for each 500 and 1,000 clicks of yours there will be bonus too from me! I will pay your bonuses using PayPal, Liberty Reserve or e-gold directly to your e-currency account of your choice (temporarily payments via LibertyReserve and e-gold is unavailable). I'll pay you continuously as long as the program still not scam and you are actively clicking the ads in the program.

Fyi, most PTCs use also PayPal and AlertPay as their payment processors. Few of them also use Liberty Reserve as one of their payment processor. So, if you don't have accounts with them, you can register at their websites freely.

But remember, join only if you haven't joined in the program because, according to their TOS, nobody allowed to have multiple accounts in those programs. And, please don't cheat, play fairly!

After you join these program under me, please inform me your details via email (topptc@gmail.com):

* the program you joined
* your username
* your PayPal, Liberty Reserve or e-gold account
- Membership is FREE.
- Get paid to visit advertiser's websites.
- Earn up to $0.01 per link clicked
- Earn up to 100% of your referral's earnings
- Realtime reports of your earnings.
- The minimum payout is $10 via Check

How much you can earn? Example:

* You click 10 ads daily: you get $0.1 daily (10 x $0.01)
* 20 of your referrals clicks 10 ads daily each: you get $2 daily (20 x 10 x $0.01)
* Your total daily income = $0.1 + $2 = $2.1
* Your weekly income = 7x$2.1 = $14.7
* Your monthly income = 30 x $2.1 = $63
* The more active referrals you have, the bigger income flow you will have.

If you join via my referral link, I will personally give you bonuses (all payments directly to your PayPal/e-gold/Liberty Reserve account):

* $0.3 as join bonus.
* $0.2 per your 100 clicks.
* Additional $0.5 per your 500 clicks
* Additional $1 per your 1,000 clicks
* To prevent those who only join to get free $0.3 join bonus, I will pay the join bonus when you have 50 clicks, directly to your PayPal/e-gold/Liberty Reserve account.

OR, if you prefer, you may choose 60% profit sharing instead with me: I will pay you 60% of what I earn from you ($0.0060 per click if 1 click worths $0.01), paid AFTER everytime I get the payments from Clixsense.com.

* After join, please send me your username you used to register here and your PayPal/Liberty Reserve/e-gold account to me, and the type of bonuses you want, either incentives OR profit sharing via email topptc@gmail.com.

If you want to Clixsense.com to under me, KLICK HERE





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